This Cookie Policy explains how Steiger Creed LLC ("Company," "we," "us," or "our"), operating at steigercreed.us, uses cookies and similar tracking technologies when you visit our website. This policy should be read alongside our Privacy Policy, which explains how we collect, use, and protect your personal information more broadly.

1. What Are Cookies?

Cookies are small text files that are placed on your computer, smartphone, tablet, or other internet-connected device when you visit a website. They are widely used by website owners to make their websites work more effectively, to improve user experience, and to provide information to the website owner about how users interact with the site.

Cookies are set by the website you are visiting (known as "first-party cookies") or by third parties that provide services on that website, such as analytics providers or advertising networks (known as "third-party cookies"). Cookies can be "persistent" — meaning they remain on your device for a specified period of time — or "session" cookies, which expire when you close your browser.

In addition to cookies, we may also use similar tracking technologies such as web beacons, pixel tags, and local storage objects. For the purposes of this policy, we use the term "cookies" to refer to all such tracking technologies collectively.

2. How We Use Cookies

Steiger Creed LLC uses cookies for a variety of purposes that are integral to delivering a high-quality user experience on our website. Our use of cookies can be categorized as follows:

2.1 Strictly Necessary Cookies

These cookies are essential for the basic functions of our website to operate. Without them, services such as navigation, form submissions, and security features would not work properly. These cookies do not collect personal data that could be used for marketing purposes. Because they are strictly necessary for the website to function, they cannot be disabled through our cookie preference center.

Examples include cookies that remember your progress through a multi-page form, session authentication cookies that keep you logged in, and cookies that store your cookie consent preferences so we don't ask you every time you visit.

2.2 Performance and Analytics Cookies

These cookies allow us to count visits and traffic sources so we can measure and improve the performance of our website. They help us to understand which pages are most and least popular, how visitors move around the site, and whether visitors are encountering any errors. All information collected by these cookies is aggregated and therefore anonymous. If you do not allow these cookies, we will not know when you have visited our site and will not be able to monitor its performance.

We may use analytics tools such as Google Analytics, Microsoft Clarity, or similar services. These tools use cookies to collect standard internet log information and visitor behavior information. This information is processed in a way that does not identify individual users.

2.3 Functionality Cookies

These cookies enable enhanced functionality and personalization, such as remembering your region preference, your chosen language, or any customization you've applied to our website. They may be set by us or by third-party providers whose services we have added to our pages. If you do not allow these cookies, then some or all of these features may not function correctly.

2.4 Targeting and Advertising Cookies

These cookies may be set through our site by our advertising partners, including Microsoft Advertising (Bing Ads). They may be used by those companies to build a profile of your interests and show you relevant advertisements on other sites. They do not store directly personal information but are based on uniquely identifying your browser and internet device. If you do not allow these cookies, you will experience less targeted advertising.

We use Microsoft UET (Universal Event Tracking) tags as part of our advertising on the Microsoft Advertising (Bing Ads) platform. These tags collect data about website visitor activity to measure the effectiveness of our advertising campaigns and deliver more relevant ads to users on Bing, Microsoft Edge, and affiliated networks. The data collected through UET tags may include pages visited, conversion events, and similar behavioral signals.

3. Specific Cookies We Use

The following is a non-exhaustive list of cookies that may be placed on your device when you visit steigercreed.us:

• sc_consent — First-party, persistent. Stores your cookie consent preferences. Expires: 12 months.
• _ga — Third-party (Google Analytics), persistent. Used to distinguish users for analytics. Expires: 2 years.
• _gid — Third-party (Google Analytics), session. Used to distinguish users for analytics. Expires: 24 hours.
• _uetsid — Third-party (Microsoft UET), session. Stores session ID for advertising measurement. Expires: session.
• _uetvid — Third-party (Microsoft UET), persistent. Stores visitor ID for cross-visit advertising measurement. Expires: 13 months.
• MUID — Third-party (Microsoft), persistent. Used by Microsoft as a unique user ID. Expires: 13 months.
• _fbp — Third-party (Meta/Facebook), persistent. Used to deliver, measure, and improve advertisements on Facebook products. Expires: 3 months.

4. Your Cookie Choices and How to Control Them

When you first visit our website, you will be presented with a cookie consent banner that allows you to accept all cookies, decline non-essential cookies, or customize your preferences. You can update your preferences at any time by clicking the "Cookie Settings" link in the footer of our website.

In addition to our on-site preference center, you can control cookies through your browser settings. Most browsers allow you to refuse cookies, delete cookies, or be notified when a cookie is being set. Please note that if you disable or delete certain cookies, some features of our website may not function as intended.

For more information about controlling cookies in your specific browser, please visit the help pages for: Google Chrome, Mozilla Firefox, Apple Safari, or Microsoft Edge.

To opt out of Google Analytics specifically, you can install the Google Analytics Opt-Out Browser Add-On. To opt out of interest-based advertising from Microsoft, visit Microsoft's opt-out page.

5. Do Not Track Signals

Some browsers include a "Do Not Track" (DNT) feature that sends a signal to websites requesting that your browsing activity not be tracked. Our website does not currently respond to DNT signals because there is no universally accepted standard for how websites should respond to such signals. We will continue to monitor industry developments and may update our practices as standards emerge.

6. Updates to This Cookie Policy

We may update this Cookie Policy from time to time to reflect changes in technology, legal requirements, or our business practices. When we make significant changes, we will update the "Last Updated" date at the top of this page. We encourage you to review this policy periodically to stay informed about our use of cookies.

7. Contact Us

If you have any questions, concerns, or comments about this Cookie Policy or our use of cookies, please contact us:

Steiger Creed LLC
3205 S Gregg Ct, Denver, CO 80210, US
Phone: 303-653-9662
Email: blair@steigercreed.us
Website: steigercreed.us

Steiger Creed LLC ("Company," "we," "us," or "our") is committed to protecting the privacy of the individuals who visit our website at steigercreed.us and engage with our business consulting services. This Privacy Policy describes in detail the types of information we may collect from you or that you may provide to us, how we use that information, and the choices you have with respect to your personal data.

By using our website or services, you acknowledge that you have read, understood, and agree to be bound by the terms of this Privacy Policy. If you do not agree with any portion of this policy, please refrain from using our website or services.

1. Information We Collect

We collect several types of information from and about users of our website, including:

1.1 Information You Provide Directly

When you interact with us — including through our contact forms, email communications, consultation scheduling, or during the course of a consulting engagement — you may provide us with personal information such as:

• Your full name and professional title
• Business name and industry
• Email address and telephone number
• Mailing or billing address
• Information about your business challenges, goals, and financial performance (provided voluntarily during engagements)
• Payment information (processed securely through third-party payment processors — we do not store raw payment card data)
• Any other information you choose to share with us in communications or forms

1.2 Information Collected Automatically

When you visit our website, we automatically collect certain technical and behavioral information through cookies and similar technologies. This may include your IP address, browser type and version, operating system, referring URL, pages visited, time spent on pages, click data, and device identifiers. This information is typically collected in aggregate form and is used to improve our website and services.

1.3 Information from Third Parties

We may receive information about you from third-party sources, such as business data providers, LinkedIn, or referral partners. This information is used to supplement what we know about you and to improve the relevance of our communications. We only use such information in accordance with applicable law and the terms under which it was provided.

2. How We Use Your Information

Steiger Creed LLC uses the personal information we collect for the following primary purposes:

• To provide and manage consulting services: We use your contact and business information to deliver the services you have engaged us for, manage our client relationship, and communicate regarding project deliverables and milestones.
• To respond to inquiries: When you contact us through our website or by phone or email, we use the information provided to respond to your questions and follow up as needed.
• To send marketing communications: With your consent, we may send you newsletters, updates, thought leadership content, and information about our services. You can opt out at any time.
• To improve our website and services: We analyze usage data to understand how our website is performing, what content resonates with visitors, and how we can improve the user experience.
• For advertising and remarketing: We may use your data to serve targeted advertising through platforms such as Microsoft Advertising (Bing Ads) and Google Ads, including remarketing campaigns that show ads to previous website visitors.
• For legal and compliance purposes: We may use your information as required to comply with applicable laws, regulations, court orders, or legal processes, or to protect the rights, property, and safety of Steiger Creed LLC and our clients.

3. Legal Basis for Processing (GDPR)

If you are located in the European Economic Area (EEA), United Kingdom, or other jurisdictions with similar laws, we process your personal data on the following legal bases:

• Contract performance: Processing necessary to fulfill the terms of a consulting agreement or pre-contractual engagement.
• Consent: Where you have given explicit consent for specific uses, such as marketing communications or non-essential cookies.
• Legitimate interests: For purposes such as improving our services, maintaining security, and fraud prevention, where these interests are not overridden by your rights.
• Legal obligation: Where processing is required to comply with applicable law.

4. Information Sharing and Disclosure

Steiger Creed LLC does not sell, rent, or trade your personal information to third parties for their own marketing purposes. We may share your information with:

• Service providers: Trusted third-party companies that help us operate our business, such as email delivery services, CRM platforms, analytics providers, and payment processors. These parties are contractually obligated to maintain the confidentiality and security of your information.
• Advertising partners: Platforms such as Microsoft Advertising and Google, for the purpose of delivering targeted advertisements and measuring campaign effectiveness.
• Legal and regulatory authorities: Where required by law or legal process, or to protect the rights and safety of Steiger Creed LLC, our clients, or others.
• Business transfers: In the event of a merger, acquisition, reorganization, or sale of assets, your information may be transferred as part of that transaction.

5. Data Retention

We retain personal information for as long as necessary to fulfill the purposes for which it was collected, including for the purposes of satisfying any legal, accounting, or reporting requirements. Client engagement records are typically retained for a period of seven (7) years following the conclusion of a business relationship. Website analytics data is retained in accordance with the respective platform's default retention periods, which may be adjusted by us.

6. Data Security

We take the security of your personal information seriously and implement appropriate technical and organizational measures to protect it against unauthorized access, disclosure, alteration, or destruction. These measures include encryption of data in transit (via TLS/SSL), access controls, and regular security reviews. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

7. Your Rights

Depending on your location, you may have the following rights with respect to your personal information:

• The right to access the personal data we hold about you
• The right to request correction of inaccurate data
• The right to request deletion of your data ("right to be forgotten")
• The right to restrict or object to certain types of processing
• The right to data portability
• The right to withdraw consent where processing is based on consent
• The right to lodge a complaint with a supervisory authority (for EEA residents)

For Colorado residents, the Colorado Privacy Act (CPA) provides additional rights. To exercise any of these rights, please contact us at blair@steigercreed.us. We will respond to all verifiable requests within the time periods required by applicable law.

8. Children's Privacy

Our website and services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If you believe that a child has provided us with personal information without appropriate consent, please contact us immediately and we will take steps to delete such information.

9. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of such websites. We encourage you to review the privacy policies of any third-party sites you visit.

10. Changes to This Privacy Policy

We reserve the right to update this Privacy Policy at any time. When we make material changes, we will update the "Last Updated" date and, where appropriate, notify you by email or through a prominent notice on our website. Your continued use of our website following any changes constitutes your acceptance of the updated policy.

11. Contact Us

If you have questions or concerns about this Privacy Policy or our data practices, please contact our Privacy representative:

Steiger Creed LLC — Privacy
3205 S Gregg Ct, Denver, CO 80210, US
Phone: 303-653-9662
Email: blair@steigercreed.us

This Advertising Policy ("Ad Policy") governs the use of online advertising tools and platforms by Steiger Creed LLC ("Company," "we," "us," or "our"), including specifically the Microsoft Advertising platform (formerly Bing Ads) and the Microsoft Universal Event Tracking (UET) system. This policy is designed to ensure transparency, protect user privacy, and comply with the requirements established by Microsoft Advertising's policies and applicable privacy regulations.

This Ad Policy supplements our Privacy Policy and Cookie Policy and should be read in conjunction with those documents. By using our website at steigercreed.us, you acknowledge that we may engage in the advertising activities described herein.

1. Our Use of Microsoft Advertising (Bing Ads)

Steiger Creed LLC utilizes Microsoft Advertising — the digital advertising platform operated by Microsoft Corporation — to promote our business consulting services to relevant audiences across the Microsoft Search Network, which includes Bing, Yahoo, DuckDuckGo, AOL, and other partner properties. We also serve display and audience advertisements across the Microsoft Audience Network, which includes MSN, Outlook, Microsoft Edge, and other Microsoft properties.

Our advertising campaigns on the Microsoft Advertising platform may include:

• Search Advertising: Text-based advertisements that appear when users search for keywords relevant to our services, such as "business consulting Denver," "strategic advisory Colorado," "management consultant Denver," and related terms.
• Audience Advertising: Display and native advertisements served to audiences based on demographic, behavioral, and contextual targeting signals.
• Remarketing Campaigns: Advertisements targeted to users who have previously visited our website, designed to re-engage potential clients who have expressed prior interest in our services.
• Customer Match Advertising: Campaigns that use hashed email address data to target or exclude existing clients or prospects from advertising campaigns, in full compliance with Microsoft Advertising's Customer Match policies.
• In-Market Audiences: Targeting users who Microsoft's systems have identified as actively researching products and services similar to ours.

2. Microsoft Universal Event Tracking (UET)

We have implemented the Microsoft Universal Event Tracking (UET) tag on our website. UET is a piece of code provided by Microsoft that, once installed, allows Microsoft to collect data from our website visitors' interactions for the purpose of measuring the performance of our Microsoft Advertising campaigns and delivering more relevant advertisements.

2.1 Data Collected by UET

The Microsoft UET tag may collect the following categories of data:

• IP address (which may be used to infer approximate geographic location)
• Browser type, language, and settings
• Operating system and device type
• Referring URL (the website that directed you to ours)
• Pages visited on our website and time of visit
• Actions taken on our website designated as "conversion events" (e.g., contact form submissions, phone number clicks)
• A unique identifier stored in a cookie on your browser device

2.2 How UET Data Is Used

Data collected via the UET tag is used by us and by Microsoft for the following purposes:

• To track and attribute conversions resulting from our Microsoft Advertising campaigns
• To optimize campaign bids and targeting based on conversion data
• To create remarketing audience lists for retargeting campaigns
• To measure reach and frequency of our advertising
• To improve the relevance and efficiency of our digital advertising spend

Microsoft may use data collected through UET for its own purposes in accordance with its Privacy Statement. We are not responsible for Microsoft's independent use of this data.

3. Consent and User Control

We obtain your consent before deploying non-essential advertising cookies, including those associated with Microsoft UET and remarketing, through our cookie consent banner. Where you have declined consent for advertising cookies, the Microsoft UET tag will not be activated on your visit to our website.

You may opt out of interest-based advertising from Microsoft at any time by visiting Microsoft's opt-out page or through your device's privacy settings. You may also opt out using the Network Advertising Initiative's opt-out tool at optout.networkadvertising.org or the Digital Advertising Alliance's opt-out tool at optout.aboutads.info.

4. Advertising Content Standards

All advertisements created and placed by Steiger Creed LLC on the Microsoft Advertising platform adhere to Microsoft's Advertising Policies, which govern acceptable content, prohibited content and behavior, and required disclosures. Specifically, our advertising:

• Is truthful, accurate, and not misleading in its claims regarding our services, capabilities, or results
• Does not make unsubstantiated performance guarantees
• Clearly identifies us as the advertiser
• Links to landing pages that deliver on the promises made in the ad copy
• Complies with all applicable laws governing advertising for professional services
• Does not target sensitive categories of users in ways prohibited by Microsoft's policies
• Includes appropriate ad extensions with accurate contact information, including our verified business address and phone number

5. Prohibited Practices

Steiger Creed LLC is committed to ethical advertising practices. We strictly prohibit and do not engage in:

• Click fraud or any artificial inflation of ad performance metrics
• Collection of personal data through advertising without proper disclosure and consent
• Use of any Microsoft Advertising features to target individuals based on sensitive characteristics such as health conditions, racial or ethnic origin, or financial hardship
• Any deceptive landing page practices that misrepresent our services or pricing
• Unauthorized use of third-party trademarks in our ad copy or bidding strategies in violation of applicable trademark law

6. Third-Party Advertising Partners

In addition to Microsoft Advertising, we may engage with other digital advertising platforms and third-party advertising technology providers. All such partners are required to operate in compliance with applicable privacy laws and their own published privacy policies. A current list of our primary advertising technology partners is available upon request.

7. Compliance with Applicable Law

Our advertising activities comply with all applicable federal, state, and local laws governing digital advertising, including the Federal Trade Commission Act, the CAN-SPAM Act, the Colorado Privacy Act (CPA), the California Consumer Privacy Act (CCPA) as applicable, and the European Union's General Data Protection Regulation (GDPR) and ePrivacy Directive as applicable to European users.

8. Updates to This Policy

We may update this Advertising Policy from time to time to reflect changes in our practices, platform policies, or applicable law. Material updates will be reflected by a change in the "Last Updated" date at the top of this page.

9. Contact Us

For questions about this Advertising Policy, our use of Microsoft Advertising, or to exercise any data rights related to advertising data, please contact us:

Steiger Creed LLC — Advertising Compliance
3205 S Gregg Ct, Denver, CO 80210, US
Phone: 303-653-9662
Email: blair@steigercreed.us
Website: steigercreed.us